401(k) Information

With the USW Industry 401(k), union members can supplement their pension benefits and take charge of their retirement savings.

Are you an Employer? Click here to learn more about our 401(k) Plan.

For Employers

Advantages of Joining

Interested in joining the plan? Learn more about the benefits and process by visiting our 401(k) information page.

401(k) File Transfer

Submit 401(k) documents securely through our file transfer portal.
Access the 401(k) File Transfer.

For Employees

Access Empower

To view or manage your 401(k), please log in using the Empower login portal.

Forgot Password

If you forgot your password, please use the reset tool on the Empower login portal.

401(k) FAQs

Provide eligible employees with an enrollment packet. This includes the Summary Plan Description and the Savings Contribution Election form. The employee will give you the Savings Contribution form. Keep the original and give a copy to the Fund Office.

Please contact the Fund Office if you need more materials. Click here to view a helpful reference document

To name or change your beneficiary designation(s), log in to your account, go to Account, click on Overview, and click on Beneficiaries. A paper form is only needed if you are married and designating someone other than your spouse. Notarized spousal consent is required, and the form needs to be sent to Empower. Delivery instructions are included in section D of the form.

Log in to your account at empower.com/usw to download the form or contact Empower at 1-833-569-2433 to request a copy.
Participants may log into their account at empower.com/usw or contact Empower at 1-833-569-2433.
The plan allows changes to a contribution rate at any time. Provide the Savings Contribution Rate Election form to the employee to complete. Save the completed form in your payroll records.
Yes. Contributions may be stopped at any time. The employee should complete a Savings Contribution Rate Election form and submit it to the employer. The employer will stop the deduction as soon as administratively possible. The form is located under the Documents section of the website.
Yes. Existing participants should contact Empower for a Rollover form. New participants wishing to enroll in the USW Industry 401(k) Plan by processing a rollover should be given the enrollment packet and then contact Empower for a Rollover form.

For help, visit empower.com/usw or call 1-833-569-2433.
You may contact the USW Industry 401(k) Fund Office by phone at 1-877-344-4015, via fax at 615-333-5794, or by mail at:

USW Industry 401(k)
1101 Kermit Drive, Ste 800
Nashville, TN 37217
Changes to an employee’s demographic information, except marital status, should be included in the contribution file to update.

Changes in marital status, along with supporting documentation such as a marriage certificate or divorce decree, should be emailed to 401k@uswbenefitfunds.com.